Student Financing

Financing support for both in-country and overseas component of your international degree is available with The WorldGrad

Get Exclusive Finance Options For The WorldGrad’s Study Abroad Programs

The WorldGrad has partnered with GyanDhan – India’s largest education financing marketplace – to provide student loans for your in-country studies with The WorldGrad.

Loan Highlights

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Attractive interest rates between 3-5%

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No collateral needed

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Loan approval within 2 hours; disbursement within 6 hours

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Qualify for an overseas study loan

Documentation Required

PAN Card and Aadhaar Card of the student
PAN Card and Aadhaar Card of the co-applicant

Co-applicant can be any relative as long as the relationship can be established with the documents

3-month bank account statement of co-applicant (if salaried, salary should reflect in the bank statement)
1-year ITR (only required if self-employed)
Relationship proof between applicant and co-applicant
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Documents

Wondering how to Finance your overseas education dreams?

Exclusive Scholarships await you at The WorldGrad!

Study Abroad Scholarships up to INR
Crore!*

Learn more

*Limited seats available

Loan Options By Programs

Program Fees INR 7,50,000 + GST
Total Fees (incl. GST) INR 8,85,000
Loan Coverage Up to INR 8,85,000
Loan Duration 12 months
Interest Rate 5%
Processing Fee 2% (₹17,700)
EMI ₹75,051
Program Fees INR 3,25,000 + GST
Total Fees (incl. GST) INR 3,83,500
Loan Coverage Up to INR 3,83,500
Loan Duration 6 months
Interest Rate 3%
Processing Fee 1% (₹3,835)
EMI ₹64,477
Program Fees INR 1,98,000 + GST
Total Fees (incl. GST) INR 2,33,640
Loan Coverage Up to INR 2,33,640
Loan Duration 6 months
Interest Rate 3%
Processing Fee 1% (₹2,336)
EMI ₹39,281
Program Fees INR 3,48,000 + GST
Total Fees (incl. GST) INR 4,10,640
Loan Coverage Up to INR 4,10,640
Loan Duration 6 months
Interest Rate 3%
Processing Fee 1% (₹4,106)
EMI ₹69,462
Program Fees INR 3,96,000 + GST
Total Fees (incl. GST) INR 4,67,280
Loan Coverage Up to INR 4,67,280
Loan Duration 6 months
Interest Rate 3%
Processing Fee 1% (₹4,673)
EMI ₹79,048
Program Fees INR 3,76,000 + GST
Total Fees (incl. GST) INR 4,43,680
Loan Coverage Up to INR 4,43,680
Loan Duration 6 months
Interest Rate 3%
Processing Fee 1% (₹4,437)
EMI ₹75,051
Program Fees INR 6,00,000 + GST
Total Fees (incl. GST) INR 7,08,000
Loan Coverage Up to INR 7,08,000
Loan Duration 12 months
Interest Rate 5%
Processing Fee 2% (₹14,160)
EMI ₹61,750

Frequently Asked Questions

Taking a short-term loan for in-country education helps students in many ways:

  1. It reduces the upfront cash requirement so the same money can remain invested in other assets like FDs and MFs.
  2. Interest rates range from 3-5% which are much lower than education loans thanks to The WorldGrad’s special partnership with GyanDhan.

No. These loans will have no negative impact. In fact, it will make it faster and easier to secure a loan for future studies as there is ready documentation and an established credit history

Full financing for all of The WorldGrad Programs is offered.

The loan will have a fixed interest rate

The date of EMI payment will be the 7th of every month.

The short-term loan is completely unsecured with no collateral required.

The processing fee is a one-time amount collected for processing the loan application.

You need to pay the processing fee only after the loan is approved.

If you decide to not go ahead with the loan after it has been approved, the processing fee will not be refunded.

If all documents are ready, the loan disbursement can occur within 6 business hours of the agreement signing.

The amount is paid directly towards the customer’s tuition fees to The WorldGrad

Complete repayment can be done early with no extra charge.

If you cease your studies with The WorldGrad midway, then you will have to clear all outstanding loan balances as well.