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EVENTSStudent Financing
Get Exclusive Finance Options For The WorldGrad’s Study Abroad Programs
The WorldGrad has partnered with GyanDhan – India’s largest education financing marketplace – to provide student loans for your in-country studies with The WorldGrad.
Loan Highlights
Attractive interest rates between 3-5%
No collateral needed
Loan approval within 2 hours; disbursement within 6 hours
Qualify for an overseas study loan
Co-applicant can be any relative as long as the relationship can be established with the documents
Wondering how to Finance your overseas education dreams?
Exclusive Scholarships await you at The WorldGrad!
Study Abroad Scholarships up to INR
Crore!*
*Limited seats available
Loan Options By Programs
| Program Fees | INR 7,50,000 + GST |
| Total Fees (incl. GST) | INR 8,85,000 |
| Loan Coverage | Up to INR 8,85,000 |
| Loan Duration | 12 months |
| Interest Rate | 5% |
| Processing Fee | 2% (₹17,700) |
| EMI | ₹75,051 |
| Program Fees | INR 3,25,000 + GST |
| Total Fees (incl. GST) | INR 3,83,500 |
| Loan Coverage | Up to INR 3,83,500 |
| Loan Duration | 6 months |
| Interest Rate | 3% |
| Processing Fee | 1% (₹3,835) |
| EMI | ₹64,477 |
| Program Fees | INR 1,98,000 + GST |
| Total Fees (incl. GST) | INR 2,33,640 |
| Loan Coverage | Up to INR 2,33,640 |
| Loan Duration | 6 months |
| Interest Rate | 3% |
| Processing Fee | 1% (₹2,336) |
| EMI | ₹39,281 |
| Program Fees | INR 3,76,000 + GST |
| Total Fees (incl. GST) | INR 4,43,680 |
| Loan Coverage | Up to INR 4,43,680 |
| Loan Duration | 6 months |
| Interest Rate | 3% |
| Processing Fee | 1% (₹4,437) |
| EMI | ₹75,051 |
| Program Fees | INR 6,00,000 + GST |
| Total Fees (incl. GST) | INR 7,08,000 |
| Loan Coverage | Up to INR 7,08,000 |
| Loan Duration | 12 months |
| Interest Rate | 5% |
| Processing Fee | 2% (₹14,160) |
| EMI | ₹61,750 |
Frequently Asked Questions
Taking a short-term loan for in-country education helps students in many ways:
- It reduces the upfront cash requirement so the same money can remain invested in other assets like FDs and MFs.
- Interest rates range from 3-5% which are much lower than education loans thanks to The WorldGrad’s special partnership with GyanDhan.
No. These loans will have no negative impact. In fact, it will make it faster and easier to secure a loan for future studies as there is ready documentation and an established credit history
Full financing for all of The WorldGrad Programs is offered.
The loan will have a fixed interest rate
The date of EMI payment will be the 7th of every month.
The short-term loan is completely unsecured with no collateral required.
The processing fee is a one-time amount collected for processing the loan application.
You need to pay the processing fee only after the loan is approved.
If you decide to not go ahead with the loan after it has been approved, the processing fee will not be refunded.
If all documents are ready, the loan disbursement can occur within 6 business hours of the agreement signing.
The amount is paid directly towards the customer’s tuition fees to The WorldGrad
Complete repayment can be done early with no extra charge.
If you cease your studies with The WorldGrad midway, then you will have to clear all outstanding loan balances as well.